Web Terms

Loan Bank Ltd (registration number ZA985667), has developed and published this site independently. Access to and use of the Loan Bank Ltd websites (www. loan-bank.uk) and the information, materials, products and services available are subject to all applicable laws and regulations and to the Terms of Use listed below. By surfing this website, you agree to these Terms of Use which form a legally binding agreement. If you do not agree, please exit this site. We reserve the right to update and change these terms from time to time.

  • Ownership
    Unless otherwise indicated, Loan Bank Ltd website and its design, text, content, selection and arrangement of elements, organization, graphics, design, compilation, digital conversion and other matters related to the site are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to, intellectual property) rights and are the property of the company or the material is included with the permission of the right owner and is protected pursuant to copyright and trademark laws. All rights reserved.None of these elements may be used, copied, reproduced, distributed, republished, downloaded, modified, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without our express prior written permission.
  • Accuracy
    Loan Bank Ltd works hard to ensure the information contained on the website is accurate and as per Business Code of Conduct. But if errors occur, we cannot be held responsible for any errors, omissions or decisions taken in response to information published on the site. If you believe any item on the site is factually incorrect please inform us immediately and we will take every reasonable step to ensure misleading information is updated or removed at the earliest opportunity.
  • Technical
    this website has been tested across a wide range of internet browsers and to conform to existing web accessibility standards. If you experience any technical problems with the way the site displays please contact us so that we can put a fix in place.
  • External hyperlinks
    this website may contain links and/or advertisements to other sites maintained by us in addition to links to websites maintained by unrelated companies and persons. An advertisement of, or link to, a website does not mean Loan Bank Ltd approves, endorses or accepts any responsibility for that website, its content or use, or the use of products and services made available through such website.We are not responsible for the actions, content, accuracy, opinions expressed, privacy policies, products or services provided through these links or made available through these resources or appearing in such websites, nor for any damages or losses, directly or indirectly, caused or alleged to have been caused as a result of your use or reliance on such websites.Such websites are not investigated, monitored or checked for accuracy, completeness or conformance with applicable laws and regulations by us. We do not make any representations whatsoever, or give any warranties of any kind, expressed, implied, or otherwise about other websites which you may access through this website, the content thereof, or the products and/or services made available through such websites. If you decide to leave Loan Bank Ltd and access these other websites, you do so at your own risk. All rules, policies (including privacy policies) and operating procedures of such websites will apply to you while on such websites.
  • Links from other sites
    We welcome hyperlinks from other reputable websites to Loan Bank Ltd. Persons or organizations providing access to Loan Bank Ltd via a link from another website are solely responsible for the content, accuracy, opinions expressed, privacy policies, products or services of, or available through, the source website and for any representations made or impressions created concerning Loan Bank Ltd. Authorization by us to link to this website is given without assumption of any liability by us relating to such links, and we hereby disclaim any such liability.Anyone provides access to or information relating to this website, whether by link or otherwise, is responsible for bringing our Terms of Use to the attention of the person receiving such access or information. Failure to do so will not result in liability for us.
  • Advertising
    Advertisers using Loan Bank Ltd are responsible for ensuring that material submitted for inclusion on the site complies with all relevant laws and regulations. We are not responsible for any error, omission or inaccuracies in any material posted on this website and take no responsibility for claims made by any advertisers displaying adverts with the Loan Bank Ltd.
  • Data Protection
    Loan Bank Ltd may collect personal details submitted via Loan Bank Ltd websites to inform users of the site about developments or about services provided by Loan Bank Ltd which we believe may be of interest. Any details collected by us will be handled in accordance with the Data Protection Act 1998 and will not be made available to other organizations without the consent of the individual.Any communication or material you post or transmit to us over the Internet is, and will be treated as non-confidential and non-proprietary. Upon the transmission of any personal information to us, you expressly grant permission to us to disseminate and/or use such information for any lawful purpose. Posting or transmittal of any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offence or violation of any law is strictly prohibited.
  • No Warranties
    we make no representations or warranties with respect to this website or its contents, which are provided for use ‘as is’. We disclaim all warranties, express or implied, including without limitation the implied warranties of title, non-infringement, merchantability, quality and fitness for a particular purpose, with respect to this website and any site with which it is linked. We also make no representations or warranties as to whether the information accessible via this website, or any site with which it is linked, is accurate, complete, or current. You accept that our shareholders, owners, officers, director, employees and other representatives shall have the benefit of this clause.It is your responsibility to evaluate (or take professional advice on) the accuracy and completeness of all information, statements, opinions and other material on this website or any website with which it is linked. Your statutory rights as a consumer, if any, are not affected by these provisions, and we do not seek to exclude or limit liability for fraudulent misrepresentation.
  • Exclusion of Liability
    To the fullest extent permitted by applicable laws we, on behalf of our employees, agents, directors, shareholders, partners and affiliates exclude liability for any losses and expenses of whatever nature and howsoever arising including, without limitation, any direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of or damage to property, claims of third parties, or other losses of any kind or character, even if we have been advised of the possibility of such damages or losses, arising out of or in connection with the use of this website or any website with which it is linked. You assume total responsibility for such losses.
  • Your obligations
    You agree to use the website in a manner consistent with any and all applicable rules and regulations. You agree not to upload or transmit through the website any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer.
  • You agree to indemnify, release and hold us harmless as well as our officers, directors, agents, representatives and employees from any claim, liability, loss, expense or demand, including legal fees, related to your violation of these Terms of Use or your access or use of this website or any of the information, materials, products or services available through this website.
  • Modification and Discontinuation
    We reserve the right at any time and from time to time to modify, edit, delete, suspend or discontinue, temporarily or permanently this website (or any portion thereof) and/or the information, materials, products and/or services available through this website (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any such modification, editing, deletion, suspension or discontinuance of this website.
  • Entire Understanding
    These Terms of Use contain the entire understanding between you and us with respect to this website and no representation, statement, inducement oral or written, not contained herein shall bind any party to this agreement. Should any part of these terms for any reason be declared invalid by a court of competent jurisdiction, such determination shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of these terms had been eliminated? Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision.
  • Law and Jurisdiction
    These Terms of Use are made under English law and this website is operated from England. Access to, or use of, this website or information, materials, products and/or services on this website may be prohibited by law in certain countries or jurisdictions. You are responsible for compliance with any applicable laws of the country from which you are accessing this website. We make no representation that the information contained herein is appropriate or available for use in other locations outside England. You agree that English Courts shall have exclusive jurisdiction to resolve any controversy or claim of whatever nature arising out of or relating to use of this website, and that the laws of England shall govern such dispute or claim. However, we retain the right to bring legal proceedings in any jurisdiction where we believe that infringement of this agreement is taking place or originating.

 

Privacy Policy

We do not use the information supplied by you on this site for any purpose other than what is required to process your enquiry or to advise you of quotations that may be of interest to you regarding your enquiry.
Any personal data gathered by us is only used in accordance with the UK Data Protection Act l988.
We will use your email address as a convenient way to contact you regarding your enquiry and news related to our site but will not pass your details on to third parties. If you do not wish to receive information by email please advise us accordingly.
This website uses the Google AdWords re-marketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an inquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to www.loan-bank.uk. Of-course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.
You can set preferences for how Google advertises to you using the Google’s Ads Settings. Alternatively, you can opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page.

 

Cookie Policy

Cookies are tiny text files stored on your computer when you visit certain web pages. We use cookies to keep track of what kind of loan and for how much you applying for on our website. The Loan Bank Ltd website (www.loan-bank.uk) places cookies on your computer or similar web browsing device. This is standard practice for all websites.
Cookies are essential for helping us deliver a high quality website and good online surfing experience for our customers and some may collect information about browsing behavior. By using and browsing www.loan-bank.uk website, you consent to cookies being used in accordance with our policy. If you do not consent, you must disable cookies or refrain from using the site.

  • Information Collected
    Some cookies collect information about browsing behavior by people who access this website via the same computer or device. This includes information about pages viewed, services opted and the customer journey around a website. We do not, however, use cookies to collect or record information on users’ name, address or other contact details.
  • Who sets the cookies?
    The cookies stored on your computer or other devices when you access this website are set by Loan Bank Ltd and by Google Analytics. Social links to Twitter and Facebook will open in new windows and may set their own cookies.
  • What are cookies used for?
    The main purposes for which cookies are used are:-
    For technical purposes essential to effective operation of website.
    To understand how we can improve your experience of our website.
  • How do I disable cookies?
    If you want to disable cookies you need to change your website browser settings to reject cookies. How to do this will depend on the browser you use and we provide further detail below on how to disable cookies for the most popular browsers:-
  • For Microsoft Internet Explorer:
    • Choose the menu “tools” then “Internet Options”
    • Click on the “privacy” tab
    • Select the appropriate setting
  • For Mozilla Firefox:
    • Choose the menu “tools” then “Options”
    • Click on the icon “privacy”
    • Find the menu “cookie” and select the relevant options
  • For Opera 6.0 and further:
    • Choose the menu Files”> “Preferences”
    • Privacy

What happens if I disable cookies?

This depends on which cookies you disable, but in general the site may not operate properly if cookies are switched off. If you only disable 3rd party cookies you will not be prevented from applying loan on this site. If you disable all cookies you will be unable to complete the loan application on this site.